My dad used to say that education is the best legacy he can leave me. Yes, not money, properties, or material things because if I finish my education, not only that it will mean a lot to him, but that he can be sure that I will be secured in the future. He added that money and material things can be taken away, but what you have learned from school will stay with you forever, no one can take it away from you and it will help guide you in the big world. Whether you came from one of the best schools, public or private, it’s the skills and knowledge that honed you that can help you make it big and survive.
But education is not all that a learning and growing child needs. You child also needs to learn about life skills in order to flourish and be successful in the future. It is up to the parents to guide and hone their children to the right path and learning is most fun when you are doing it together and a young mind can easily learn by example.
Here are some learning tips that both parents and children can do together.
Thinking abundantly. Instead of saying you can’t afford something your child wants, sit together and discuss ways to earn the money needed to make the purchase. This creates a mindset of abundance — instead of being defeated by scarcity, show how hard work and smarts can get us what we want. Money is always there; we just have to figure out a way to earn it.
Business and investment. It’s so easy nowadays for young people, even children, to start a business. Many people are now selling food, products, and services online. Take the time to Google ideas for a business that your child can put up. As for investing, there are online resources that can help you teach the basics to your child.
Spend on needs before wants. When it comes to their allowance, spending on food, school supplies, and school requirements should take priority over toys, accessories, and other non-essential wants. This basic principle is the foundation for teaching your kids how to create a proper budget.
Savings for your child’s future. Explain to your kids the basic reasons for saving regularly and consistently: we save in order to anticipate emergency situations and we save to prepare for a future, essential expense. Give examples that your child can relate to.
Teaching your child the habit of saving money is so much easier when you work with your bank. BDO, for example, has a Junior Savers Account specially designed for kids. With an affordable initial deposit and a low maintaining balance, the Junior Savers Account is easy to open and maintain at any BDO branch. https://www.bdo.com.ph/personal/accounts/peso-savings-account/junior-savers
Once your kids already have a BDO Junior Savers account, help them grow their funds by scheduling regular deposits using your BDO Digital Banking account. Setting the amount and date of transfer can easily build their savings.
Learning to save money is the basic step for anyone, even a child, to learn proper money management and, eventually, start building wealth. By taking these first steps with your child, you’ve already given them true riches.
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Yess. Kahit ako mas gusto ko na bata palang marunong na sila mag save and magtipid. Na bawat coin ay malaki ang value. Maganda tlaga ang may gantong savings account.
alam mo totoo yan kc nung maliit pa kids ko, kahit bente-singko pinupulot nya then lagay nya sa coinbank then deposit namin pag puno na haha
Yes we really need BDO PARA MAG SAVE NANG MONEY LALO NA PARA SA FUTURE NANG ATING MGA ANAK
proteksyon din yan para hindi natin agad agad magagastos yung ipon. Kaya mas gusto ko rin nasa bangko para iwas tukso.
Nice tips for both parents and children, I agree that as early as possible we should teach our children the value of hard earned money and how to spent wisely so they will be able to save some for their future.
Napaka importante tlaga na mag ipon. Mag impok mag save. Para in case of emergency na need ang pera. Meron madudukot, Meron ma wiwithdraw. Matagal ko na po tlaga gusto mag open ng Junior acc for my children. For their future.
Saving is like giving our children a brighter future. The best BDO. They always find ways.
Mahalaga tlga pag ipunan ,natin Ang future Ng ating mga anak lalu Nat Bata pa cla ,pra din sa kinabukasan nila ,
true yan, umpisahan habang bata pa at need natin sila turuan para naman paglaki nila ganun din ang gawin nila sa mga anak nila.
Agree po ako dito mamu. Napakalaking factor ng pagtatapos ng pag aaral kase yan lang ang magiging sandata mo sa buhay at para na rin magamit mo sa pag unlad. At syempre sabayan mo ng pag iimpok para na rin sa future mo ay ng mga magiging anak mo. Kaya habang bata pa turuan na sila mag ipon.
korek! mga basic yan pero napaka-importante sa buhay at para panatag din tayo sa paglaki nila.
Thanks for sharing this useful tips po. Agree ako sa lahat at maganda din talaga na habang Bata pa lang matuto na ng importansya ng pag-iipon ❤️
uu para makasigurado din tayo sa future nila 🙂
Thank sa pag share mamu .. Magnda po talaga na habsng bata pa sila may ipon na sila .. Para sa future nila ..
Napaka importante tlaga na mag ipon. Mag impok mag save. Para in case of emergency na need ang pera. Meron madudukot, Meron ma wiwithdraw. Matagal ko na po tlaga gusto mag open ng Junior acc for my children. For their future.
Saving is like giving our children a brighter future. The best BDO. They always find ways.
Napaka importante tlaga na mag ipon. Mag impok mag save. Para in case of emergency na need ang pera. Meron madudukot, Meron ma wiwithdraw. Matagal ko na po tlaga gusto mag open ng Junior acc for my children. For their future.
Saving is like giving our children a brighter future. The best BDO. They always find ways.
True po yan mamu dapat talaga habang bata pa sila matuto na silang matipid at magsinop sa pera
Salamat sa mga tips mamu. Pinaka the best po talaga na maaga pa lang turuan ng mag ipon ang mga bata para sa future nila. Sisimulan na po sana namin yun after nung 1st birthday ng anak ko last feb 27, 2020. Mag-oopen na po sana kami ng juniors savings account sa BDO nun, napag uusapan na namin kung magkano ihuhulog namin. Bigla lang nagka pandemya kaya hindi namin naituloy.
Pero once na magka trabaho na si mister, unang-una ko po talagang gagawin ito. Naumpisahan ko na pong turuan ang anak ko, nag huhulog po kami sa piggy bank niya papiso-piso at mga centavos. Nakakatuwa kase kita ko sa reaksyon niya yung saya sa tuwing nag huhulog siya sa alkansya niya. Nasasanay na po siya kaya happy ako at ipagpapatuloy ko po ang nasimulan namin.
Yes po very hepful para sa future ng mga kids para habang bata pa marunong na sila mag ipon at magpahalaga sa bawat barya.
Yes po very helpful para matuto silang magipon at matutong magpahalaga sa bawat barya.
Thanks for sharing this info mamsh. This is a big help sa parents na mag saved para sa mga kiddos. And at the same time natuturuan din po ang kids na mag saved at hwag maging magastos paglaki nila. At may magagastos din po kapag in times of emergency. Big help talaga ang BDO. 👍
Thank you po sa pagshare ng ganitong info!
Wow! napakainformative naman nito mommy. Dapat po talaga habang bata pa lang alam na mag-ipon.
Thank you sa pagshareng ganitong info! Napakauseful po nito at agree po ako na dapat habang bata palang tinuturuan na dapat mag-ipon.
Ang ganda naman nitong BDO Junior Savers siguradong safe ang pagiipon natin dito para sa future ng anak natin.Mahalaga kasi na makapagipon tayo para sigurado ang future nila
Thank you for sharing with us those tips mommy. Now I know what I and my kids can do together so that they will grow as secured and stable children. Hindi nga lang talaga edukasyon ang ang tanging maipamamanatmaipamamana natin sacsa kanila. With the right preparation for their future, having perseverance and teaching them to save, we will know that they have a better and brighter future ahead of them.
A must have for our kids future at pa tea mapractice na din sila magsave for their future.
Napaka importante tlaga na mag ipon. Mag impok mag save. Para in case of emergency na need ang pera. Meron madudukot, Meron ma wiwithdraw. Matagal ko na po tlaga gusto mag open ng Junior acc for my children. For their future.
Saving is like giving our children a brighter future. The best BDO. They always find ways.
thanks momshie for sharing this tips maganda po tlaga habang bata PA sila tinu turaan na natin sila Mag ipon ng Pera