BDO Anti Scam - Proof of Payment
Business Finance

BDO Calls All Online Sellers: Beware of Fake Proof of Payment

BDO Unibank, Inc. calls on online sellers to be wary of fake proof of payment. Scammers are editing deposit slips and bank transfer screenshots to trick entrepreneurs into believing that they already paid.

According to the bank, the only way for sellers to outsmart this modus is to log in their online bank account and check if the payment went through on their transaction history. “Always double-check your transactions. Do not rely on just photos or screenshots as proof of payment as these can easily be modified using photo editing tools,” it added.

How the modus works

Because of the pandemic, more Filipino entrepreneurs have brought their business online. Scammers however, are taking advantage of this new normal. They pretend to be interested buyers and confirm their orders with the sellers, who request for a photo of the deposit slip or screenshot of the money transfer as proof of payment.

Scammers modify deposit slips and screenshots of bank transfers using a graphics editing application. They send these fake proof of payment to trusting online sellers, some of whom do not check their online bank account and just proceed with the transaction. As a result, online entrepreneurs lose profit.

BDO Anti Scam - Proof of Payment


If you are using your BDO account as a mode of payment for your business, you can easily verify if your buyer’s Send Money transaction went through by checking your transaction history via BDO Digital Banking. Send Money transactions from BDO to BDO reflect immediately in the transaction history,” the bank said, adding that exposing scams like this is part of its #BDOAntiScam awareness campaign to protect its clients.

About BDO Unibank, Inc.

BDO UNIBANK is a full-service universal bank which provides a wide range of corporate and retail banking services.  These services include traditional loan and deposit products, as well as treasury, trust and investments, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, credit card services and stock brokerage services. 

BDO has one of the largest distribution networks, with more than 1,400 operating branches and over 4,400 ATMs nationwide.  It also has full-service branches in Hong Kong and Singapore as well as 13 overseas remittance and representative offices in Asia, Europe, North America, and the Middle East. BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of June 30, 2020. For more information, please visit www.bdo.com.ph.

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9 Comments

  1. yanpaladquisol says:

    Importante talaga Check muna wag agad maniwala para iwas scam 💝

  2. irishlaurio says:

    Be vigilant po, wag po tayo basta basta nagtitiwala ☺

  3. kielnicole says:

    . nako po sa panahon ngayon marame ng ganyan hindi na naawa sa kapwa pare parehas naman hirap sa panahon ngayon sana maging patas naman . 😐😐😐
    nakakalungkot .

  4. chriss tabamo says:

    grabe naman ang mga taong ganyan.. Haaays . hindi na naawa. walang kinatatakutan. tssk. thankyou for sharing mamu.

  5. Lyka Mitra says:

    Grabe na po talaga ang mga scammers ngayon kase nagle level up na po sila. Kaya dapat po laging alerto at mapanuri sa mga ginagawang mga transaksyon..

  6. Jennielyn Narciso says:

    Thank you Bro for making our lives easy. I won’t afraid to have savings nowadays because of your good services. Continue the good work.

  7. Mary joy Pantino says:

    thanks for sharing this Mamu lalo ngayon almost all transactions are done online marami na nga nascam kaya dapat talaga doble o tripleng ingat sa lahat ng transactions involving personal details & transactions with money

  8. Dhel Manog says:

    Naku.grabe naman nagagawa pa nilang manloko sa kapwa nila,Kaya dapat talaga magdoble ingat sa mga scammer wag basta basta magtitiwala.

  9. marichugalos says:

    Sa panahon ngayon, di na talaga maiiwasan ang mga taong manloloko . Good things BDO do their best to keep safe and protect yong nga pera nang kanilang costumers laban sa mga scammers. Lalo na ngayon, most of transaction niya is through online. Naglipana na yann sila.

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